The Credit Card “Dilemma” and the Canadian Visitor to the United States of America

As a frequent extended visitor to the United States of America (often affectionately referred to as “Snowbirds”), one of the more interesting conundrums we face is to how to cost effectively and efficiently deal with our day-to-day purchases while in the United States. Despite the advent of Bank debit cards, which are available to Snowbirds through an American-based Bank account (or God forbid using “cash”), many of us still to continue to use a Canadian-based bank credit card for our American purchases, simply as a matter of convenience. For the prudent Snowbird (or even the occasional visitor to the U.S.), it is important to understand implications of such a practice and the various other types of payment options which are available, in order to make an informed decision on how best to pay for your U.S. purchases. Depending upon your own personal circumstances, there are several credit card options available with each having their own advantages and disadvantages that are all worth considering by the Canadian Visitor to the United States of America.Read On

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