In a recent article entitled, “The Emotional Phases of Retirement”, I reviewed in some detail various academic studies on “retirement” that focused on a part of retirement planning not often considered or discussed, as people contemplate this phase in their life. Most articles and books on retirement planning place emphasis on the financial aspect of retirement, many promoting their own version of a plan which is guaranteed to produce financial results. Few discuss in any meaningful fashion, the “emotional” aspects of retirement and how to cope with this significant change in lifestyle. A friend who is much younger than I and who is still working but contemplating this next phase in his life, recently asked me, “if I had any difficulty in adjusting to retirement”. After a lively discussion, I sent him an email with some information on the topic.  READ ON