“E.T. Phone Home”

“E.T. Phone Home”-Update on the Alien Registration Requirement for Canadian Snowbirds Present or Future

By William J Anhorn K.C. ICD.D

The Government of Canada has now issued an updated travel advisory to Canadians as it relates to the “alien” registration requirement for those after April 11th, 2025 who wish to travel to the United States for a period of longer than 30 days. April 11th is the critical date as that is the date that the Regulations under the Executive Order issued on January 20th come into effect. READ ON

DEATH, Toilet Paper and the Coronavirus

True dignity abides with him alone who, in the silent hour of inward thought, Can still suspect, and still revere himself, in lowliness of heart.  

William Wordsworth

Death, to be perfectly candid is a bit of a morbid topic and one, which we typically try to push back into the dark recesses of our mind. But despite our best efforts, fear of dying is always present in our subconscious thoughts. As we grow older and particularly now that we are bombarded nightly with the unsettling news surrounding the coronavirus, it is not uncommon to think about one’s own mortality more often. 

In an earlier article entitled, “Successful Aging: Develop both a Passion and a Purpose”, I outlined the several key elements to creating an environment of emotional stability as we head down the runway of life-“self-acceptance, positive attitude, creative expression, purposeful living, social engagement and spiritual awakening or connection”. I indicated that we cannot speak about “successful aging” in the context of having a spiritual awakening or connection without addressing our own mortality. We must acknowledge that we all have a shelf life; it is just not clear on “our” label, the actual expiry date. READ ON

Term Limits for Directors in Alberta


Has the Implementation of Term Limits Produced the Desired Effect?

A recent conversation surrounding a proposed amendment to an organization’s by-laws intended to address with greater precision and clarity the issue of “Term Limit for Directors” caused me to reflect on my own Board experience over the years and to relive for the moment, the considerable debate which occurred when this topic first surfaced around the Boardroom table. It prompted me to make some observations and offer some thoughts on the subject from someone who might be described as a “wily” veteran. READ ON

“CBD” and “THC”: Two Acronyms You Should Know About in Today’s World

In two earlier articles entitled, “Bill-C45: The Cannabis Act and the Canadian Visitor to the United States” and more recently, “Cannabis, Medical Marijuana and the Canadian Visitor to the United States of America, I discussed in some detail, the legalization of “cannabis” in Canada and the implications for the Canadian Visitor to the United States. Embedded in these articles is an explanation about the legal anomaly that exists in the United States, where legalization of “marijuana” has become a “patchwork” of legislation and regulations, both at the State and Federal level. A handful of States have legalized the substance both for recreational and medicinal purposes in varying degrees, while the Federal Government (which includes the Department of Homeland Security and the Customs and Border Service), considers “cannabis” or “marijuana” to be a controlled substance, under Section I of the Controlled Substance Act (CSA), 21 U.S.C. § 802(16), such that its possession and use continues to be a serious criminal offence in the United States. This is potentially problematic for the Canadian visitor and those involved in the “cannabis” industry in Canada, which I explained.

CBD and THC: “What’s it all about Alfie?”

With the legalization of “cannabis” in Canada and several States in the U.S., (including California), I lamented in one of my those articles that it was unlikely, given the average age of the typical “Snowbird” that the use of “cannabis” for recreational purposes would become a popular leisurely retirement activity.  On the other hand, as evidenced by some recent discussions with some close friends and relatives, the therapeutic use of “cannabis” or other forms of the substance and its derivatives is receiving more and more attention, and those suffering from a myriad of aliments from sleep disorders, insomnia, anxiety, depression and chronic pain are apparently finding some relief. Some have reported that its use has a “calming” effect and that it allows one to be more focused and not as “stressed out” thereby creating a healthier and more positive outlook on life.

Most of my knowledge on this subject was limited to two common acronyms–CBD and THC, both being components of “cannabis” with each having their own unique qualities. As a former Federal Drug Prosecutor, THC was well known to me in my former life as being the active component of cannabis that produces a “high” or psychotropic effect in terms of its recreational and at the time, illegal use.

How things have changed?

More recently, CBD has become a popular term and has increasingly crept into our vocabulary and “adult” conversation at our regular “Happy Hour”.  Some of my friends have been touting it as a new “wonder drug” offering many anecdotal positive experiences.

At the risk of offending those from the Mediterranean island, all of this was “Greek” to me and somewhat of a mystery, so I thought it might be a useful exercise to examine this area more closely and try to clarify the mystic surrounding these acronyms –CBD and THC and offer some incite into the multitude of new “products” now being promoted commercially in the United States and Canada.

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Ageism and the Insurance Industry

-A Topic Which is Not Often Mentioned

In the 1960’s, Geriatrician Robert Butler coined the phrase “ageism”. It was used in the context of the prevailing social practice of stereotyping older people and the aging process in a negative manner. It reflected existing societal attitudes towards the elderly, which portrayed them often in disparaging terms and that identified them as unflattering stereotypes. As time progressed, ageism was viewed more in a legal context having regard to policy or practices, which were considered prejudicial or discriminatory in nature.

Today, ageism is defined more specifically as discrimination on the basis of a person’s age.

In a time of increased diversity and a desire to promote inclusivity within Canada, ageism is seen as one of the newest challenges facing society. Much of the world is caught up in the #MeToo movement, which focuses on sexual harassment in the workplace. But in addition, there is a growing awareness and strong sentiment being expressed also about age discrimination in the workplace environment.

But there are other areas where ageism is not often mentioned but in reality exists to the financial detriment to the “retiree” or “senior citizen”. This prompted one observer to remark,

Ageism is the most tolerated form of social prejudice in Canada and there is no greater safe haven for this kind of prejudice than in the insurance industry.”

In my opinion, one of the last bastions, where age discrimination continues to be accepted and tolerated is in the area of private sector insurance and in particular, private health insurance and more specifically, Travel Medical Insurance.

Let me explain.

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Child and Elder Care and the Duty of an Employer to Accommodate

With the ever increasing costs of child care and after school care, many families with a working mother are faced with the annual dilemma after calculating the “net “benefit, having taken these expenses into account, of justifying her continued employment.  In addition, (particularly, for the single “mom”) after making the decision to work, they are then presented with ever increasing family duties and expectations, logistical issues and unreasonable expectations or demands by the employer, when their “family” obligations interfere or conflict with their employment duties.

By now most employers should be aware that both federal and provincial human rights legislation prohibits discrimination in the workplace on grounds of race, religion, sex and age. Many employers are however unaware that the legislation also prohibits discrimination based upon a person’s family status, which includes childcare obligations.

The issue also arises occasionally with respect to elder care. As our parents’ age and as there is a tendency for them to live longer, their personal requirements and medical needs increase and it often falls on their adult children to address these concerns. Most often these issues are unscheduled and take the employee suddenly away from the workplace, which may create conflict with the employer.

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