This is a slight departure from my usual offering, relating to the history of Medicine Hat and the surrounding area but a recent event caused me to reflect and I thought it prudent to offer some timely advice to subscribers to my blog. My wife and I annually spend the winter months way down south not unlike many of our friends and the issue arises as to the legal requirements to maintain insurance coverage while we are away. Furthermore, it is not unusual for us to spend extended periods (a week or more) away from home during the spring, summer and fall as opposed to the cold seasonal months. Indeed, we spent 4 or 5 days away from home this Christmas ourselves. Please share to those who might benefit from this timely advice. It is entitled, “Flooded and Uncovered: The Hidden Deadline in Your Homeowner’s Policy” The Water Damage and the 48-72 Hour Unoccupied Residence Clause in the Standard Homeowner’s Policy in Canada.