In a recent article entitled, “Forgive Me-I Just Had a Senior’s Moment”, I lamented in somewhat of a reflective mood about describing myself as a “senior” and the inherent but short lived guilt, I felt about taking advantage of a “senior discount”. In the course of my article, while in a moment of brief melancholy, I discussed the terms “senior citizen” and “retirement” and in my research discovered that a considerable amount of academic study has taken place about this phenomena (“retirement”) and it peaked my interest so much so, that I decided to delve into the subject a little bit more and to educate myself on what has been described by many as the “emotional” phases of retirement. READ On